Disclaimer

Figure My Life provides free calculators that perform mathematical calculations based on the numbers and assumptions you enter. This page explains what those results are, and what they are not.

Estimates, not guarantees

Every result on this site is an estimate based on the inputs and assumptions you choose. Results are for general informational purposes only and may differ from real-world outcomes, sometimes significantly, depending on factors this site cannot account for.

Not professional advice

Nothing on this site constitutes financial advice, tax advice, legal advice, investment advice or credit advice. Calculators here are arithmetic tools, not a substitute for advice from a qualified, licensed professional who understands your full circumstances.

Assumed rates are not predictions

Where a calculator asks you to enter an assumed interest or growth rate, that rate is entirely your choice and is not a prediction, projection or guarantee of any future return. Past performance of any investment, asset class or interest rate is not a reliable indicator of future results.

No tax calculations

This site does not calculate taxes. Tax rules vary by country, region and individual circumstances, and change over time. Figures shown are typically gross (pre-tax) unless otherwise stated.

No lending, credit or mortgage recommendations

Calculators involving debt or housing do not determine what you can afford, what you should borrow, or your eligibility for any loan, credit product or mortgage. They show the mathematical effect of the numbers you enter.

Verify independently

For any decision with real financial consequences, verify the relevant figures independently and seek appropriately qualified advice where needed before acting.

Last updated: this page reflects the current version of the calculators on this site. See How we calculate for formula-level detail on any individual calculator.